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Group Term Life and AD&D
Insurance Program
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MedAssets knows that you
want a great benefits
package for your employees,
a partner carrier that can
provide solutions to your
service challenges, and that
you want affordable,
flexible coverage. As
a member of MedAssets, you
can take advantage of
leveraged group purchasing
power to reduce and
stabilize insurance costs.
The Hartford provides a
record of market share,
financial and service
leadership in the life and
disability marketplace,
giving you peace of mind.
Key features of the program
include:
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$1,000 Charitable Foundation
Benefit-Employer Directed |
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Basic & Supplemental Life
and AD&D |
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Generous Guarantee Issue
amounts
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Competitive
pricing and significant
savings |
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Multi-year rate guarantees |
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Flexible Plan Design (salary
multiple or fixed among
classes) |
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Waiver of premium |
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Portability |
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Enhanced AD&D schedules |
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Core products including
Beneficiary and Travel
Assist |
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Hartford’s Employer View®
for online billing and
payment
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Group Long Term And Short
Term Disability Insurance
Program
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MedAssets knows that you
want a great benefits
package for your employees,
a partner carrier that can
provide solutions to your
service challenges, and that
you want affordable,
flexible coverage. As
a member of MedAssets, you
can take advantage of
leveraged group purchasing
power to reduce and
stabilize insurance costs.
The Hartford provides a
record of market share,
financial and service
leadership in the life and disability marketplace,
giving you peace of mind.
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Key features of the Group
Long Term Disability program
include: |
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Choice of funding style, ie.
Employer Paid, Contributory,
Core/Buy-up or Voluntary |
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Multi-year rate guarantees |
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Flexible plan design
offering choice of
elimination period and
Benefit
Percentage |
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Choice of monthly maximum
benefits
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Waiver of premium |
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Knowledgeable, Lower Case
Responsive claims service |
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Hartford’s Employer View®
for online Administration
and billing |
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AccountAbility™ analysis of
claims trends and key
metrics |
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Reliable customer service |
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Key features of the Short
Term Disability program
include: |
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Multi-year rate guarantees |
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Variety of enrollment
techniques |
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Flexible plan design |
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Telephonic (paperless) Claim
process |
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Waiver of premium |
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Package discounts if STD and
LTD are purchased together |
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Benefits paid for maternity |
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Early intervention for
potential long term
disability claims |
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Knowledgeable, Responsive
claims service
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Average STD claim turnaround
time is less than 5 business
days
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Flexible funding
arrangements
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Hartford’s Employer View®
for online billing and
payment |
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AccountAbility™ analysis of
claims trends and key
metrics |
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Reliable customer service
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Checklist for MedAssets
Member Benefit: Group
Insurance Program |
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Census including employees'
earnings when life insurance
benefit is based on
salary/earnings |
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For LTD/STD coverages, add
salaries and occupations
(physician specialties) to
census |
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Employer contribution
towards the premium |
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Copy of benefits summary |
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Current and renewal rates
with effective dates |
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Copy of most recent billing
statement |
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Life/AD&D, LTD and STD paid
claims experience (2-3
years) needed if more than
100 hundred employees are
covered |
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Who We Are
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InLight Risk Management, LLC
is a MedAsset affiliated
company. |
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What We Do |
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We offer
Hartford-underwritten Group
Life/AD&D, Short Term
Disability, Long Term
Disability and
Supplemental insurance at a
discounted rate to MedAssets
members.
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Documented Savings
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The diagram below
illustrates real savings
offered to other MedAssets
members. |
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Why Choose Us? |
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Our people are experienced
employee benefit
professionals that
understand the health care
industry. We can offer an
average premium savings of
15% - 30%. The Harford is
the #1 carrier in group
disability insurance, and
together, we make the
carrier transition simple. |
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The Next Step |
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We want to provide you with
a quote! Please provide us
with your census information
and you will
discover how much money we
can save your organization.
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Securities offered through Purshe Kaplan Sterling Investments,
Member FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd., Albany
New York 12211 .www.finra.org
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